General Liability insurance can prevent legal suits by providing financial protection
in case your business is ever sued or held legally responsible for damage.
If any ongoing / completed work malfunctions and calls for a claim, General Liability will protect pay out a
large settlement to compensate for the damages that occurred.
General Liability companies also fight on your behalf if you were wrongly accused of such malfunctions.
and the work you are performing!
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Workers Compensation laws were created to ensure that employees who are injured on the job are compensated by adequate pay outs.
Workers Compensation Insurance is designed to help companies pay these benefits.
As a protection for employees,
most states require that employers carry some form of Workers Compensation Insurance.
Workers Compensation is designed specifically for injuries sustained on the job.
In most states, if you have employees, you are also required to carry Workers Compensation
coverage. In states that don’t require Workers Compensation, it is always a plus to carry
such policies, especially if performing potentially risky operations.
This policy provides compensation to injured workers; therefore, given our easy-on-the-pocket premiums, as a contractor/business owner, it would be in your very best interest to obtain Workers Compensation!